Disclaimer: smartdriver.ai is a savings referral service which enables visitors to quickly and freely request multiple competitive insurance quotes from local insurance agents and companies using technology. We do not provide insurance and we do not represent any specific insurance provider. Please note that lowest listed rates and potential savings may not be representative or available from all agents we work with. Smartdriver.ai matches visitors to advertisers and insurance agents only after certain information has been shared by you, and your actual rates and savings may vary based on your location, coverage limits, deductibles, driving records, vehicle type, affiliations, and many other variables.

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Smart Driver connects drivers in all 50 states with licensed auto insurance agents and marketplaces so you can compare quotes in one place. Free, no obligation.

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Serving Drivers Since
2024
Coverage
All 50 States
Service
100% Free to Drivers
Your Control
Opt Out Anytime
Important: Smart Driver is not an insurance company, agency, or broker. We are a marketing and lead referral service. When you request a quote, your information is shared with our licensed insurance marketing partners so they can contact you with quote options.

How Smart Driver Works

1. Tell us about you

Answer a few quick questions about yourself, your vehicle, and your current coverage.

2. We match you

We refer your request to our network of licensed insurance marketing partners.

3. Compare quotes

Licensed agents and carriers contact you with quote options so you can compare and choose.

Why Smart Driver

We're not an insurance company, and that's the point. We focus on connecting drivers with licensed partners who actually quote policies.

Licensed partners only

We refer quote requests exclusively to established insurance marketing partners (Lead Economy, Smart Financial, Kissterra) whose networks include state-licensed insurance agents, brokers, and carriers.

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Free for drivers

We don't charge drivers anything. Our partners pay us a referral fee when we connect them with consumers, and that fee doesn't increase the price of any policy you're quoted.

Transparent about who we are

Our site clearly discloses that Outfight LLC operates Smart Driver, who our partners are, and what happens when you submit a quote request. No hidden affiliations, no pretending to be a carrier.

Easy opt-out

Don't want to be contacted anymore? Reply STOP to any text, click unsubscribe in any email, or contact us directly. Your data rights are listed on our Do Not Sell or Share page.

Frequently Asked Questions

Questions about how Smart Driver works? Start here.

Is Smart Driver an insurance company?

No. Smart Driver is a marketing and lead referral service operated by Outfight LLC. We do not sell, quote, bind, or negotiate insurance policies. When you submit a quote request, we refer your information to licensed insurance marketing partners and their participating agents, brokers, and carriers, who handle the actual quoting.

Is Smart Driver free to use?

Yes. Drivers are never charged for using Smart Driver. We're paid a referral fee by the marketing partner that receives your quote request. That fee does not increase the price of any insurance policy you're quoted.

Who will contact me after I submit a quote request?

After you submit a request, one or more of our marketing partners — currently Lead Economy / LeadPier, Smart Financial, and Kissterra — may contact you, as well as the licensed insurance agents, brokers, and carriers participating in their networks. They may reach out by phone, text, or email using the contact information you provided.

How do I stop being contacted?

You can opt out at any time. Reply STOP to any text message, click unsubscribe at the bottom of any email, or email us at myko@outfighthq.com with the subject line "Opt Out." If you've already been contacted by a partner or one of their participating providers, you may also need to opt out with them directly.

How is my personal information used and shared?

We use your information to connect you with our marketing partners and their participating insurance providers. Each partner has its own privacy policy governing how they use your information after we share it with them. You can read the full details in our Privacy Policy, and you can exercise your rights under the CCPA/CPRA and similar state laws on our Do Not Sell or Share page.

Will using Smart Driver affect my credit or insurance rate?

Submitting a quote request through Smart Driver does not directly affect your credit. Rate quotes and underwriting decisions are made by the licensed insurance agents and carriers our partners connect you with — not by us. Whether a specific carrier runs a credit check as part of quoting is up to that carrier.

Are you affiliated with any insurance carrier or the government?

No. Smart Driver and Outfight LLC are not affiliated with, endorsed by, or sponsored by any insurance carrier or any federal, state, or local government agency. We are an independent marketing service.

Who runs Smart Driver?

Smart Driver is owned and operated by Outfight LLC, a limited liability company organized under the laws of the State of Wyoming. Outfight LLC owns the smartdriver.ai domain and is the advertiser of record for all Smart Driver advertising campaigns. Read more about us →

What if I have a complaint or a question that isn't answered here?

We're happy to help. Email myko@outfighthq.com or call (833) 699-1082, Monday through Friday, 9:00 AM – 5:00 PM ET. For complaints about a specific partner's conduct, we can also help route your concern to that partner.

Who Runs Smart Driver

Smart Driver is owned and operated by Outfight LLC, a limited liability company organized under the laws of the State of Wyoming. Outfight LLC owns the smartdriver.ai domain and is the advertiser of record for all Smart Driver advertising campaigns. Read more about us →

Our Marketing Partners

Smart Driver refers quote requests to the following licensed insurance marketing partners and marketplaces: Lead Economy / LeadPier, Smart Financial, and Kissterra. Each partner maintains its own network of licensed insurance agents, brokers, and carriers. Full partner details →

Contact

Outfight LLC (d/b/a Smart Driver)
228 Park Ave S #72873, New York, NY 10003
Email: myko@outfighthq.com
Phone: (833) 699-1082

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